Tag Archives: Financial planning

Checklist: Loaning Money to Friends and Family

Loaning money

The School of Hard Knocks Sometimes you can become an “expert” in an area of life by learning from the School of Hard Knocks versus a real brick and mortar educational institution. That is the case with my topic this month as I share some healthy advice about loaning money to family and friends from…

Have you Inventoried your “What Ifs”?

Woman Thinking

What We Worry About Do you ever find yourself asking these important life questions? What if my spouse or I die prematurely? What if one of us becomes disabled during our working years and is unable to work again? What if one of us needs long term care in retirement? Those worries, those nagging thoughts,…

What Motherly Advice Did You Receive About Money?

motherly advice

In the month of Mother’s Day, it is appropriate to think about and appreciate mothers as well as other women who play important roles in our lives. Women we admire have had an impact on us in many ways. I was in a women’s group discussion the other day and they were sharing money memories….

What Does Your Financial Health Depend on?

Financial Health

When articles or discussions center around the question, “do you know your number?”, it is usually referring to your retirement nest egg value. Specifically, how much do you need to have stashed away before you can retire and not have to worry about running out of money? I feel like a politician when I answer,…

Where Did You Learn the Life Skill of Money Management?

Money Management

Who was Your Teacher? Who did you learn from about money and personal finance in your life? Parents or grandparents? School? Or no one, aka the School of Hard Knocks? April is National Financial Literacy Awareness Month in the United States so it’s the perfect time for each of us to be thinking a bit…

The Magic (Pass)words: It’s Not About Knowing, It’s About Doing

passwords blog

Passwords Here, There and Everywhere! How many passwords do you have to keep track of? Have you ever counted them? I stopped counting after I hit 200 (but I have two businesses so hopefully it’s not that many for everyone). I know it’s all for our own safety and security of our personal information, but…

Do You Have “Enjoy Life” on Your Checklist?

enjoy life

Checklists are more powerful than you might think. Research is definitely convincing on the merits of using checklists. They help you focus and accomplish goals, one small task at a time. They train your brain to be more productive which also gives you more time in your day. And they assure fewer “fire drills” in…

It Happens to All of Us, But Most of Us Don’t Plan For It

couple at laptop

What are the odds of getting hit by a bus? 1 in 495,000. Not happening to me, right? But what are the odds that you’re going to die someday? Exactly. Yet only 40% of us put any documents in place about what we want to happen when we die. I always say this topic is…

How to Guarantee Your Best First Impression

woman shaking hands

When I first started public speaking, part of my training was the constant reminder that you only have 30 seconds to make a positive impression and grab the audience’s attention. That training was about 30 years ago and the timeframe to make a first impression has gotten significantly shorter. I recently read that an interviewer…

What Does Breathing Have to Do with Money?

money and breathing

“Take a deep breath!” That was probably a common phrase that was used when we were younger if we were upset about something. Or we might have been told to “calm down, count to 10” or “walk it off”. Who knew this age-old advice that we all probably heard from our parents, grandparents, or teachers…